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RBI: The Reserve Bank of India (RBI) had announced demonetisation of Rs 2,000 notes on 19 May. The RBI has asked banks to exchange such notes or deposit them in accounts by September 30. The bank has also said that even after this it will remain legal. Now the questions are rising in people’s minds that how these 2000 notes can be changed? Understand the complete process of note change in 6 questions.
1. Question: Where can these 2 thousand notes be exchanged?
Answer: You can exchange these notes by visiting any bank branch near you.
2. Q: I don’t have a bank account so can I exchange notes without one?
Answer: Yes, you can exchange notes by visiting any bank branch. It is not necessary that you have an account with that bank. You have to go there and fill a form. In it, you have to fill your name, address, identity card details (Aadhaar card, driving license, voter ID card, passport, NREGA card and population register) and also your notes details.
After filling the information, you have to sign it and submit it along with the note at the bank counter. After this your notes will change. On the other hand, if you have an account with that bank, you can deposit this money into your account as well. For this you have to fill a bank deposit slip.
3. Q: How many notes can be exchanged at a time?
Answer: ₹ 2000 notes can be exchanged for any other denomination up to a limit of ₹ 20,000 at a time. On the other hand, if you have an account, you can deposit any 2000 note.
4. Question: Will the bank have to pay any charge for exchanging notes?
Answer: No, you will not be charged for money exchange. It’s absolutely free. If an employee asks you for money for the same, you can complain to the bank official or banking ombudsman.
5. Question: What will happen if the notes are not submitted by September 30?
Answer: ₹2000 notes can be used for transactions and can also be received as payment. However, RBI has advised to deposit or exchange these banknotes on or before 30 September 2023.
6. Q: Who does this new rule apply to?
Answer: This decision is applicable to all. Everyone who has Rs 2,000 notes will have to deposit them in any bank branch or exchange for other notes by September 30.
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