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HDFC Diamond Deposit scheme: HDFC keeps bringing many special schemes for the people, where it offers better returns through these schemes. Explain that HDFC offers many schemes like Sapphire Deposit, Premium Deposit, Special Deposit, in which the interest rates attached vary according to the tenure. Along with this, it provides more options to the people on the basis of monthly, quarterly, half yearly, which you can choose as per your convenience. Recently HDFC has introduced HDFC Diamond Deposit Scheme for Senior Citizens, where it is offering better interest to senior citizens through HDFC Diamond Deposit Scheme. Today we are going to give you important information about HDFC Diamond Deposit Scheme.
What is HDFC Diamond Deposit Scheme
Through this scheme, HDFC is offering 8% interest rate to senior citizens, while this scheme is effective from March 1, 2022, where after this period, the benefits of this scheme can be availed by senior citizens. Along with this, senior citizens can invest less than Rs 2 crore in the HDFC Diamond Deposit Scheme. Explain that the tenure of HDFC’s Special Deposit Scheme has been kept at 33 months and 66 months, where the minimum amount for monthly investment is Rs 40,000. On the other hand, if you invest Rs 40,000, then you will get an interest rate of 7.30% on a tenure of 33 months, and if you take a tenure of 66 months, then you will get an interest rate of 7.40%.
Senior citizens are getting this special discount
Explain that if senior citizens (above 60 years of age) invest up to Rs 2 crore in the HDFC Diamond Deposit Scheme, then they will get an additional interest rate of 0.25% per annum on the deposit amount, along with the deposit scheme An additional rate of interest of 0.05% will also be available on renewal.
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