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MSSC scheme: In Budget 2023, special attention has been given to women. Mahila Samman Bachat Patra i.e. MSSC scheme has been introduced for how to empower women and become self-reliant. Apart from rural, women and girls of urban areas can take advantage of this. Since its introduction, some people want to take advantage of this scheme, but they are not aware of the documents required for this. If there is a woman or girl in your house too, then you can apply for it very easily.
What is Mahila Samman Savings Letter MSSC?
Sukanya Samriddhi Yojana and many other schemes are already available for women in the country. Mahila Samman Bachat Patra (MSSC) is very different from all these. By March 2025, any woman or girl can deposit up to Rs 2 lakh under this scheme and get 7.5% interest on it. You will not have to pay a single rupee as tax on this. It will start from 1 April 2023. Apart from wife, sister or daughter, you can invest up to Rs 2 lakh by opening an account in the name of any woman in your household.
Documents required for Mahila Samman savings letter
Only women can take advantage of Mahila Samman Savings Letter MSSC. For this, go to India Post Payment Bank and submit the necessary documents there. With time, people will be able to apply for this online as well. Aadhaar card, PAN card will be required in the name of the woman to get Mahila Samman savings letter. PAN card should be linked with Aadhaar card. Make sure to match the name on both. Apart from this, the woman may need a mobile number and email ID to provide OTP while filling the form.
Apply for Mahila Samman Savings Letter here
You can apply for Mahila Samman Bachat Patra by visiting the nearest India Post Payment Bank. Before going here, make sure to get photocopies of all the documents done. Original documents may be needed, for this keep original documents along with them. It is very important for the woman in whose name you are going to take advantage of this scheme to be with her.
Get tax exemption from Mahila Samman savings letter in this way
Deposit Rs 2 lakh in Mahila Samman Savings Letter for 2 years. If needed, this amount can be withdrawn even before 2 years. It is very easy to get tax exemption under this scheme. For example, if you earn up to Rs 9 lakh in a year, you will have to pay tax. Income up to Rs 7 lakh is exempt from tax. You can show this letter while filing returns by investing Rs 2 lakh in Mahila Bachat Patra to get tax exemption.
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