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SBI Sarvottam Scheme: India’s largest bank State Bank of India (SBI) has come out with a very attractive offer to attract customers. It is being called the best fixed deposit scheme. This new fixed deposit scheme of SBI is giving customers an opportunity to earn the highest interest on deposits of Rs 15 lakh over a period of 2 years. If a customer withdraws money after the maturity of the amount, then he gets the highest interest rate.
What is the best SBI Fixed Deposit Scheme?
SBI has launched the best Fixed Deposit scheme for retail and wholesale investors. The duration of this scheme has been fixed for 1 or 2 years only. Here the investor can get an FD of a minimum amount of Rs 15 lakh. There is no facility to renew the FD. After maturity, both the principal amount and interest will be directly transferred to your account. Provision has been made for the facility of additional rate of interest than normal for senior citizens, SBI employees, senior employee citizens.
Who can avail SBI Sarvottam Fixed Deposit Scheme?
Minors and NRI customers are kept out of the purview of this scheme. NRI senior citizens or NRI employees will also not be able to invest in it.
How much interest will be available on SBI Best Fixed Deposit?
In SBI Sarvottam FD, customers will be able to get a minimum FD of Rs 15 lakh and a maximum of Rs 2 crore for 1 year. On this, ordinary citizens will get an annual interest of 7.10 percent. While senior citizens will get interest at the rate of 7.55 per cent. At the same time, on 2-year FD, investors will be able to earn 7.40 per cent and senior citizens will be able to earn 7.90 per cent interest.
If you look at the general FD chart of SBI, this bank gives interest of 3 to 7 percent to ordinary citizens for a period ranging from 7 days to 10 years. At the same time, senior citizens get interest between 3.5 per cent and 7.5 per cent. In this context, this FD scheme of SBI gives the highest rate to the customer.
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