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Online Payment Transfer: In the recent past, the number of people using the Internet has increased rapidly. Due to getting cheap internet, now most of the people do their banking, shopping and traveling or a lot of entertainment work online. After demonetisation, the trend of online payment and transaction has increased rapidly and now almost everyone is using it. Online payment gives us many facilities but it also has many disadvantages. If we make even a little mistake, then we can lose our hard earned money.
Along with the digital revolution, cases of fraud have also increased rapidly while making online payments. Today people use various payment modes like Paytm, Phonepe, GooglePay and UPI. But, while using them, it is important to take special care of many things. If you are negligent then your bank account can be empty. To keep your hard earned money safe, we are going to tell you some tips and tricks so that you can avoid online fraud.
Pay attention while making payment through UPI
UPI is considered the most secure among the payment gateways used for online payments. If you pay through UPI, then you should check the PIN before filling it. If you make the payment after checking, then the chances of money going to the wrong account are reduced.
Check Bank Account
If you transfer online payment to someone’s account, then you should always check the bank account twice. Many times the account number becomes wrong in a hurry, in such a situation the money lost will not be returned.
Be careful while scanning QR code
QR code is given for making payment at many places. By scanning the QR code, the details of the user are revealed. Whenever you scan the QR code, confirm that you are paying the person you want to pay.
Avoid transfers without OTP
If ever you are asked to install any app to make online payment, then you have to avoid it. In many places money is transferred without OTP confirmation. This means that a VPN has been used for payment. If money is transferred without OTP, then the possibility of fraud is very high.
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