Post Office Scheme: Post office schemes are one of the best options for investment. One more they give good returns. At the same time, these schemes are completely safe. Today we want to tell you about such a scheme of the post office in which you can make a big fund even with very little investment amount.
The name of this scheme is Post Office Gram Suraksha Scheme. It is a kind of insurance scheme. You have to invest only Rs 50 per day (Rs 1500 per month) and you can get Rs 35 lakh. Know about the special things of this scheme:-
- Any Indian citizen of 19 to 55 years can take this scheme.
- The minimum sum assured under this scheme is Rs 10,000.
- Apart from this, if we talk about the maximum amount, then it is 10 lakh rupees.
- Premium amount can be paid on monthly, quarterly, half yearly and yearly basis.
- There is a grace period of 30 days to pay the premium.
- Loan can be taken under this scheme but this facility can be availed only after 4 years of buying the policy.
- The benefit of life insurance is also available in this scheme.
- This policy can be surrendered after 3 years.
- In this, customers also get bonus facility. The customers were assured of Rs 65 per 1000 rupees.
- You can take this policy from India Post.
You will get 35 lakhs like this
If a person invests in this scheme at the age of 19 and buys a policy of Rs 10 lakh, then his monthly premium will be Rs 1515 for 55 years, Rs 1463 for 58 years and Rs 1411 for 60 years.
In such a situation, the buyer will get a maturity benefit of Rs 31.60 lakh for 55 years, Rs 33.40 lakh for 58 years and Rs 34.60 lakh for 60 years.