If you drink alcohol, you can hide this land from your family or wife, but when without forgetting it from the insurance company. If you do, the insurance company may refuse to give you a claim. In a recent decision, the Supreme Court hides the insurance company when buying insurance, the insurance company has the right to cancel his claim.
Justice Vikram Nath and Sandeep Mehradha’s bench categorized the decision of the Indian Life Insurance Corporation of the policy, saying the death of the policy, it is important to be recalled. The LIC approved that the policyholder had misrepresented their habit of drinking the habit of drinking alcohol.
Was the matter?
In this case, a person bought ‘life in 2013’ policy. Under the policy, if the policy and ICU was spent on the hospital every day, if the policy and ICU had to enter the Hospital. A year after buying the policy, he was admitted to the hospital due to severe pain in the abdomen and died within a month. The wife of the policyholder filed the Polem. But LIC rejected the claim. The LIC said that the deceased was hidden about the matter of liquor for a long time.
Referring to the Claus 7 (Xi) of the ‘Life Arrogia Plan’ said that the scheme does not cover “self-profit, suicide, and the complications of alcohol.”
What did the Supreme Court say?
The deceased was the user’s counterfeit forum first, which directed LIC to reform the medical costs. But the Supreme Court disension of the National User Dispute Commission (NCDRC). The court said that “the liquor of the deceased was an old problem, which he had lost intentionally.” Because he had hidden important information, so the claim was validated.