Credit Card Tips: Credit cards in the country is increasing. It helps shop if it is not cash. Losing credit card can be stressful for anyone. The deceitors can misuse it in a moment and can harm millions of harm. Therefore, it is important that you take immediate action. You can avoid fraud by complaining to the bank and complaining to the Cyber Crime Helpline.
If the credit card gets lost?
Freeze the card immediately and Hot Lotlist: Block all channels (ATMs, POS, online) through the bank’s app or Internet banking. Then call the card permanently hosting the card and order a new card to order a new card.
Report within 3 days: If you see an unauthorized transaction on your card, inform the bank within 3 working days. According to RBI rules, your liability may be zero if you report it on time.
Call Cyber Crime Helpline 1930: If the money has been transferred, immediately call 1930 and enter a complaint on Cybercrime.gov.in.
Dispose of the transaction and change the password: Report each unauthorized transaction Bank, reset the password and PIN, and remove the card from all apps and wallet.
Check statements and credit reports: Small dummy transactions can also be a sign of cheating. Keep SMS / Email Alerts on and check credit reports at times.
Keep records and complain when needed: Keep the bank complaint numbers, cyber crime reports and all mail. If the bank does not help, you can complain to RBI’s Integrated Lokpal Plan.
Safe Digital Footprint: Delete the card from unwanted apps and websites, activate international and contactless transactions as needed.